Escrow Inspections and Appraisals

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About Inspections

Most municipalities require that buildings be inspected by a licensed property inspector within a given timeframe. Even in areas where this is not required, it is very strongly recommended! This step allows you the opportunity to make sure your property is up to demands. Further, if your buyer is financing their purchase, a licensed appraiser may visit to determine the value o your property. Environmental audits and soil tests may be required as well, either by your municipality or by your buyer’s lending institution. Our realtors can help you through this inconvenient but important process.

Who Closes?

In most cases, a title company or attorney will serve as your closing agent. His or her job will be to examine the title, research the history of the property and ensure that the encumbrances (mortgages, liens, etc.) are in order.


Before a contract can become legal, certain conditions must be met. These are called contingencies. For example, your home sale may only be completed contingent upon passing a home inspection report. Typical contingencies include:

  • Financing and insurance
  • Documentation, such as title reports and disclosures
  • Property inspections including roof, termites, pests, chimneys, wells, septic systems, soil, pools, mold, lead, HVAC, and many other things!

How Contingencies Work.

In the best-case scenario, your property passes those contingencies one by one, bringing you closer to closing.
In the worst-case scenario, your property shows some deficits that must be remediated before the sale is completed; or you may accept a lower price for your property.
In any case, consulting with an expert realtor can help you respond in the best and most fair manner. We have worked with many special situations and have been able to satisfy the needs of the buyer and the seller.

Loan Approval and Appraisal.

In general, we recommend that buyers who are pre-approved for a loan, or who have a written loan commitment. These buyers are less likely to leave the sale due to insufficient funds. Further, your buyer’s lender is likely to appraise your property to ensure that the sales price is reasonable. By working with our expert realtors, your chances of succeeding with these appraisals is far higher!